‹ Does Insurance Cover Speech Therapy? Your Guide to Coverage and Medicaid

Good news for Anthem members: Stoa Therapy is an in-network speech therapy provider with Anthem in Virginia. That means Virginia families with Anthem coverage can access licensed speech-language pathologists — 100% online — at in-network rates, which for most members means paying only a copay per visit.

What this means for your family

• In-network rates. Your visits are billed at Anthem’s contracted rates, and you’re responsible only for your plan’s cost share — typically a copay or coinsurance after any deductible. Most of our families pay $0–$30 per visit.
• We bill Anthem directly. No claim forms, no reimbursement paperwork. You come to sessions; we handle the rest.
• Free benefits check first. Anthem offers many plan designs in Virginia, so before your first appointment we verify your specific benefits — deductible status, copay amount, any visit limits or authorization requirements — and tell you your expected cost in plain English.

What Anthem plans typically cover

Anthem plans in Virginia generally cover medically necessary speech-language services, including the initial evaluation and ongoing therapy sessions, delivered in person or by live video. Covered needs span the conditions we treat, including speech and language delays, articulation disorders, childhood apraxia of speech, stuttering, language disorders, voice disorders, and aphasia. Specific benefits vary by plan — that’s exactly what our free verification confirms for you.

How to use your Anthem benefits with Stoa

1. Book a free consultation and share your Anthem member information.
2. We verify your benefits and report your expected per-visit cost before you commit to anything.
3. Complete an evaluation with a licensed Virginia speech-language pathologist over live video.
4. Start weekly sessions from home, on a schedule that fits your family. We bill Anthem directly.

Frequently asked questions

Do I need a referral from our pediatrician?

You can book with us directly — no referral is needed to get started. If your specific Anthem plan requires a physician’s order for continued coverage, we’ll identify that during verification and coordinate with your doctor to obtain it.

Is online speech therapy covered the same as in-person?

Live-video speech therapy is a covered delivery format under the Anthem plans we work with in Virginia. Our verification confirms telehealth benefits for your specific plan.

What if we have Anthem HealthKeepers through Virginia Medicaid?

We accept Virginia Medicaid (Cardinal Care). If your coverage is a Medicaid plan administered by Anthem, share your member details when booking and we’ll confirm your coverage during free verification — Medicaid members often pay $0 per visit. See our insurance and Medicaid guide.

What if our Anthem plan has a visit limit?

Some plans cap annual therapy visits or require authorization after a set number of sessions. We track your visit usage, handle authorization requests, and keep you informed so nothing lapses unexpectedly.

Have Anthem in Virginia? Book a free consultation and we’ll verify your benefits before your first visit, or call (517) 997-8198. Learn more about our Virginia speech therapy services.